LTC

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    JC
    Participant

      When does Long Term Care insurance come into play versus medical health insurance?

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        LuckyMan51
        Participant

          That's a great question. Every policy is different. I think that most have a checklist of daily chores that you need to be unable to complete to access the coverage. You should get a copy of the policy from your files, HR benefits contact or from the insurer and review it. Ask your agent to summarize it. Have a smart friend or relative take a look and If you have the means perhaps have an attorney decipher it if need be.

          LuckyMan51
          Participant

            That's a great question. Every policy is different. I think that most have a checklist of daily chores that you need to be unable to complete to access the coverage. You should get a copy of the policy from your files, HR benefits contact or from the insurer and review it. Ask your agent to summarize it. Have a smart friend or relative take a look and If you have the means perhaps have an attorney decipher it if need be.

            LuckyMan51
            Participant

              That's a great question. Every policy is different. I think that most have a checklist of daily chores that you need to be unable to complete to access the coverage. You should get a copy of the policy from your files, HR benefits contact or from the insurer and review it. Ask your agent to summarize it. Have a smart friend or relative take a look and If you have the means perhaps have an attorney decipher it if need be.

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